These Terms of Use ("Terms") govern your access to and use of the Cufia Consulting website at [www.cufia.com] (the "Website"). The Website is operated by [Cufia Consulting Limited] ("Cufia", "we", "us" or "our"), a company registered in Nigeria. By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
1. Using the Website
You may use the Website for lawful purposes only, to learn about Cufia and our services, read our content and contact us. You agree not to:
- use the Website in any way that breaches any applicable law or regulation
- attempt to gain unauthorised access to the Website, its servers or any connected systems
- introduce viruses, malware or other harmful material, or interfere with the Website’s operation or security
- use automated tools (such as bots or scrapers) to extract content or data from the Website without our written permission, including to train artificial intelligence models
- submit false, misleading or impersonated information through our forms
- send unsolicited advertising or spam through the Website or to our contact details
- use the Website to harass, defame or infringe the rights of any person
We may suspend or restrict access to the Website, or any part of it, at any time and without notice.
2. Information only, not professional advice
The content on the Website, including articles, insights, industry perspectives and case studies, is provided for general information only. It does not constitute professional, legal, financial, technical or investment advice, and should not be relied on as such. You should seek advice tailored to your circumstances before acting on any information on the Website.
Using the Website, contacting us or booking a consultation does not create a client relationship. Any engagement of Cufia’s services will be governed by a separate written agreement.
3. Case studies and third-party information
Some content on the Website, including our "Transformation in Africa" stories, summarises publicly available information about other organisations. Unless a story is clearly labelled as a Cufia client story, it does not describe work carried out by Cufia and does not imply any relationship with, or endorsement by, the organisations mentioned. We cite our sources, but we do not guarantee the accuracy of third-party information, and figures are as reported by those sources.
Logos of organisations where members of our team have previously worked, and of certification bodies, are shown to describe our people’s experience and credentials. They are the property of their respective owners and do not imply endorsement of Cufia.
4. Intellectual property
Unless stated otherwise, Cufia owns or licenses all intellectual property rights in the Website and its content, including text, graphics, logos, designs, images and software. The Cufia name and logo are our trademarks.
You may view, download and print content from the Website for your own personal or internal business use, provided you do not modify it and you keep all copyright and other notices. You may share links to our pages. You must not otherwise copy, reproduce, republish, distribute or commercially exploit any content without our prior written permission.
5. Information you submit
When you submit information through the Website, you confirm that it is accurate and that you have the right to share it. Please do not submit confidential information through our general forms; we will agree appropriate confidentiality arrangements before discussing confidential matters. We handle personal data in line with our Privacy Statement.
6. Links to other websites
The Website may contain links to third-party websites and resources, including sources cited in our content. These links are provided for convenience only. We do not control and are not responsible for their content, availability or privacy practices, and a link does not imply endorsement.
7. Availability and accuracy
We aim to keep the Website accurate, up to date and available, but we do not guarantee that it will always be available, uninterrupted, error-free or free from viruses. We may update, change or remove content at any time. You are responsible for using appropriate security software when accessing the Website.
8. Disclaimer
To the fullest extent permitted by law, the Website and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including warranties of accuracy, completeness, fitness for a particular purpose or non-infringement.
9. Limitation of liability
To the fullest extent permitted by law, Cufia will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising from or in connection with your use of, or inability to use, the Website or your reliance on its content. This includes loss of profit, revenue, business, data, goodwill or any indirect or consequential loss.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation. If you use the Website as a consumer, you may also have rights under local consumer protection laws that these Terms do not affect.
10. Indemnity
You agree to indemnify Cufia against any claims, losses, costs and expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Website.
11. Privacy and cookies
Our Privacy Statement and Cookie Policy explain how we collect and use personal data and cookies. They form part of these Terms.
12. Changes to these Terms
We may update these Terms from time to time. The latest version will always be on this page, with the "Last updated" date at the top. Your continued use of the Website after changes are posted means you accept the updated Terms.
13. Governing law and disputes
These Terms, and any dispute arising from or relating to them or the Website, are governed by the laws of the Federal Republic of Nigeria. The courts of Lagos State, Nigeria, have jurisdiction, except that if you use the Website as a consumer, you may also be entitled to bring proceedings in the courts of the country where you live, where local law gives you that right.
Before starting formal proceedings, we encourage you to contact us so that we can try to resolve any concern informally.
14. General
- If any part of these Terms is found to be invalid or unenforceable, the rest will remain in effect.
- If we do not enforce any right under these Terms, this does not mean we have waived it.
- These Terms, together with our Privacy Statement and Cookie Policy, are the entire agreement between you and Cufia about your use of the Website.
15. Contact us
If you have any questions about these Terms, please contact us at hello@cufia.com